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Homeowners  Renters Quote Why you definitely need renters insurance? |
| Why you definitely need renters insurance? |
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| The Perzel Agency wants you to know the facts: |
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| As a renter, you WILL NOT be covered by your landlord's insurance for the following all-too-common events: |
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Fire, smoke or water damage to your personal property brought about by a building fire. If there is a fire in the building where you live, the landlord's insurance company will pay to rebuild the structure, but all your clothing, furniture and possessions WILL NOT be covered. You could be left with nothing, not even the shirt on your back. If you have renters insurance, you will be covered for the cost of temporary accommodations and the replacement of all the items lost in the fire. Renters insurance will also cover items damaged by smoke from a neighboring fire, even if your apartment is not physically damaged. |
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Theft. No matter where you move, you can be the victim of crime. Most policies will include coverage for theft of your personal possessions (even if they are not in your apartment when they are stolen). |
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Liability for injury to others. You will be covered for liability and medical payments for accidents that are your fault and not caused by your automobile (you have auto insurance for those events). This section will also cover your children while they are baby-sitting, mowing lawns or playing with other children. Medical payments for your guests and liability defense costs are the other benefits of this section. |
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** Ask about our multi-policy discount for home & auto** |
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Before, or even after you move into your new apartment, call The Perzel Insurance Agency for this all too necessary coverage. We know you will be surprised at how inexpensive these policies are...we can guarantee you'll be sorry if you wait until it's too late. |
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