Personal Umbrella Insurance

Umbrella Insurance provides the type of coverage that it sounds like it would; it provides an umbrella of protection for you to stand under. Liability issues are everywhere and you never know what could cause someone to present you with a lawsuit. Umbrella Insurance policies protect you from liability issues that go beyond the liability limits of standard insurance policies, such as your homeowner’s insurance, car insurance, etc. This policy literally covers you under its umbrella so that when you exceed the liability coverage limits on an insurance line, you will still be protected.


You may not think you need an umbrella policy, but consider this: What happens to you and your family’s assets should you be sued for something that occurred at your home and the legal costs of the lawsuit greatly exceed the liability coverage defined by your homeowner’s policy? How can you afford it, if you are responsible for a multi-car accident and your liability costs exceed the limits on your car insurance by thousands of dollars? As we all see lawsuit settlements are going higher and higher. Umbrella Insurance will provide enough coverage to where you shouldn’t have to worry about liability costs . Contact The Perzel Insurance Agency today for more information on umbrella policies and get a free online quote!


Multi-Policy Discounts for Auto and Home…SAVE even more with a Life Insurance Policy Discount!